Niptei Tax · The Educational Letter
The Daily Deduction
Two minutes of tax truth — every number traced to an IRS source. One rule, one deadline or trap, in the time it takes the coffee to pour — written from IRS sources, checked by a credentialed human, and corrected in public when we get one wrong.
- ★ Free
- English · Español · Kreyòl
- Sources on every issue
- Education, not tax advice
Figures verified against IRS sources · Tax-year tables 2016–2026 · Re-verified each season by the Update Engine · Last review: November 7, 2026
What lands in your inbox
The cadence: Weekday mornings during filing season; Mondays the rest of the year. The first issues are below — the list opens with them.
Each issue does one job: a rule worth knowing before it costs you, a deadline that is quietly approaching, or a trap that catches people every season — with the IRS source printed at the foot so you never have to take our word for anything. It is the platform’s teaching, in letter form: plain language, three languages at signup, and no outcome promises, ever.
Education only — not personal tax advice. Personal questions route to a credentialed pro.
Get The Daily Deduction
★ — The archive
Founding Issues — November 2026
The 3-Year Clock
If the IRS owes you a refund for a year you never filed, that money has an expiration date — and for 2023 returns it lands on April 15, 2027. Here is the clock, the dates, and the mercy built into the rule.
November 2, 2026
Read Issue No. 1 →The Preparer Who Won't Sign
A “ghost” preparer charges cash, skips the PTIN signature, inflates the refund, and vanishes — and the IRS holds YOU responsible for every number. How to spot one in five minutes, before your return exists.
November 4, 2026
Read Issue No. 2 →You Can Amend That
Filed, then found the mistake — a missed credit, a late W-2, the wrong status? Form 1040-X exists for exactly that, and the IRS itself says you can file up to 3 amended returns for the same year. The windows and the channels, in plain language.
November 6, 2026
Read Issue No. 3 →The Credits Nobody Claims
Every year the IRS offers money that most eligible people never ask for — a deduction hiding under a credit's name, a credit for savers that expires soon, a certificate sitting in a closing drawer. Four of them, with the forms that claim them.
November 7, 2026
Read Issue No. 4 →New issues publish here first and go to the list on the cadence above. The platform’s longer teaching lives in the 111 Painful Lessons and the News & Learning Hub.